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Send your letter by certified mail, and request a return receipt. Inappropriate posts may be removed by the moderator. The FTC works to prevent fraudulent, deceptive and unfair business practices in the marketplace and to provide information to help consumers spot, stop and avoid them.

Debtors who own some asset which is worth substantially more than they wish to borrow – say for example a vehicle, house, or even jewelry – have the choice of requesting a secured personal loan and using their property as security. It can be difficult trying to get money when you are already in an I need a loan situation, but it is not impossible. If you can't make the required payments, you could lose your home as well as the equity you've built up.

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Remember that you must then offer to return the creditor's money or property, which may mean getting a new loan from another lender. SBA Loans & Business Lines of Credit. One of the best approaches to make your life simplier and save cash on your expenditures would be to merge smaller expenses into a single larger loan. For non-personal use or to order multiple copies, please contact Dow Jones Reprints at 1-800-843-0008 or visit.